Rate Adjustments |
New Business Guidelines for Medicare Supplement Rate Adjustments (Open Block)
The date the applicant signs an application (application signature date) AND the policy effective date determine which rates to apply to your new business. Instructions on how to apply a rate change to NEW applications are provided in the table below. All currently marketed Aetna Medicare Supplement plans offer a 12-month rate guarantee. For existing policyholders affected by a rate adjustment, the change will become effective on the policyholder's next policy anniversary date that occurs on or after the rate change effective date. Rate change notices are sent to existing policyholders in accordance to the state's policyholder notification period. The underscored (blue) text indicates a hyperlink. Hyperlinks allow you to view (download and/or print) the revised agent rate guide (when available) and the revised Outline of Coverage (OOC). Please note that the Outline of Coverage on the E-App tool will not have the revised rates until approximately 30 days before the rate change goes into effect. You can access the revised Outline of Coverage in the table below. Last updated: 7/29/16 |
State | CO | Rate Chg | Rate Guide | Policyholder notification | When to apply the NEW rates to your New Business | | |||||||||||||
Comments: | Percentage rate adjustment for plans: | ||||||||||||||||||
As we transition to the new rates, continue to use the old (existing) rates UNLESS the application meets the condition listed below. | |||||||||||||||||||
If the application signature | And the policy effective | Then, use the NEW rates | A | B | F | HF* | G | N | |||||||||||
AL | ACI | 06/01/17 | 30 Days | 5/1/2017 | 6/1/2017 |
| 3% | 3% | 4% | 3% | 7% | 3% | |||||||
AR | ACI | 05/01/16 | 30 Days | 4/1/2016 | 5/1/2016 |
| 15% | 15% | 15% | 15% | 15% | 15% | |||||||
AZ | ACI | 04/01/16 | 60 Days | 3/1/2016 | 4/1/2016 | 10.2% | 10.2% | 13.2% | 13.2% | 6.6% | 4.6% | ||||||||
CA | CLI | 09/01/16 | 60 Days | 8/1/2016* | 9/1/2016 | 5% rate decrease on | 7% | 7% | 8% | -5% | 7% | 7% | |||||||
CO | AHLIC | 05/01/16 | 30 Days | 4/1/2016 | 5/1/2016 | Above age 65 | 9.5% | 9.5% | 12.5% | 12.5% | 5% | 3% | |||||||
Below age 65 | 30% | 30% | 30% | 30% | 28.7% | 26.3% | |||||||||||||
DE | AHLIC | 07/01/16 | 30 Days | 6/1/2016* | 7/1/2016 | 10% rate decrease on Plan G | -- | -- | -- | -- | -10% | -- | |||||||
GA | AHLIC | 02/01/16 | AHLMS02830GA | 60 Days | 1/1/2016 | 2/1/2016 | AHLMS02761GA 020116 | 5% | 5% | 5% | 5% | 5% | 5% | ||||||
IA | AHLIC | 04/01/16 | AHLMS02980IA | 30 Days | 3/1/2016 | 4/1/2016 | AHLMS02762IA 040116 | 8% | 8% | 8% | 8% | 8% | 8% | ||||||
ID | CLI | 10/01/15 | 30 Days | 9/1/2015 | 10/1/2015 | | 8% | 8% | 8% | 8% | -- | -- | |||||||
IL | AHLIC | 04/01/16 | AHLMS02922IL | 30 Days | 3/1/2016 | 4/1/2016 | AHLMS02763IL 040116 | 6% | 6% | 6% | 6% | 6% | 6% | ||||||
IN | CLI | 09/01/16 | 30 Days | 8/1/2016 | 9/1/2016 | -- | 7% | 6.5% | -- | -- | -- | ||||||||
KS | AHLIC | 09/01/16 | AHLMS02578KS | 8/1/2016* | 9/1/2016 | AHLMS02544KS 090116 | 8.5% rate decrease on Plan N | 7% | 7% | 7% | 7% | 4% | -8.5% | ||||||
KY | AHLIC | 03/01/16 | AHLMS03067KY | 30 Days | 2/1/2016* | 3/1/2016 | AHLMS02545KY | 10% rate decrease on Plans A, B, G | -10% | -10% | 5% | 5% | -10% | 5% | |||||
LA | ACI | 03/01/16 | 45 Days | 2/1/2016 | 3/1/2016 | Above age 65 | 9.5% | 9.5% | 11% | 9.5% | 5% | 3% | |||||||
Under age 65 | 20% | 20% | 20% | 20% | 20% | 20% | |||||||||||||
MD | CLI | 06/01/16 | 45 Days | 5/1/2016 | 6/1/2016 |
| 8% | 8% | 9% | 8% | 5% | 3% | |||||||
MI | ACI | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 |
| 3% | 3% | 6% | 6% | 5% | 3% | |||||||
MN | CLI | 08/01/16 | 30 Days | 7/1/2016 | 8/1/2016 | 37% rate decrease on Extended Basic Plan; 8% rate increase on all other plans/riders | -- | -- | -- | -- | -- | -- | |||||||
MO | ACI | 07/01/16 | 30 Days | 6/1/2016 | 7/1/2016 |
| 4% | 4% | 5% | -- | -- | 4% | |||||||
MS | ACI | 08/01/16 | 60 Days | 7/1/2016 | 8/1/2016 | Above age 65 | 4.9% | 4.9% | 11% | 4.9% | 8% | 8% | |||||||
Under age 65 | -- | -- | 25% | -- | 25% | 25% | |||||||||||||
MT | AHLIC | 02/01/16 | 45 Days | 1/1/2016 | 2/1/2016 | 10% rate decrease | 7% | 7% | 7% | 7% | -10% | -- | |||||||
NC | AHLIC | 10/01/16 | 45 Days | 9/1/2016 | 10/1/2016 | 7% | 7% | 7% | 7% | -- | 3% | ||||||||
ND | ACI | 06/01/17 | 30 Days | 5/1/2017 | 6/1/2017 |
| 7.5% | 7.5% | 8.5% | -- | 5.4% | -- | |||||||
NE | AHLIC | 04/01/16 | AHLMS02981NE | 30 Days | 3/1/2016 | 4/1/2016 | AHLMS02764NE 040116 | 8% | 8% | 8% | 8% | 7% | -- | ||||||
NH | CLI | 01/01/16 | 30 Days | 12/1/2015 | 1/1/2016 | 3% | 3% | 3% | 3% | 3% | 3% | ||||||||
NJ | AHLIC | 02/01/16 | AHLMS02831NJ | 30 Days | 1/1/2016 | 2/1/2016 | 5% | 5% | 5% | 5% | 5% | 5% | |||||||
NM | ACI | 10/01/16 | 60 Days | 9/1/2016 | 10/1/2016 | 7.5% | 7.5% | 7.5% | 7.5% | 6% | 3% | ||||||||
NV | ACI | 06/01/16 | 60 Days | 5/1/2016 | 6/1/2016 |
| 8.5% | 8.5% | 9.5% | 8.5% | 6% | 3% | |||||||
OH | AHLIC | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 | 3% | 3% | 6% | 6% | 6% | 3% | ||||||||
OK | AHLIC | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 | 8.5% | 8.5% | 8.5% | 8.5% | 8% | 3% | ||||||||
OR | CLI | 06/01/17 | 30 Days | 5/1/2017 | 6/1/2017 |
| 12% | 12% | 13% | 12% | 12% | 12% | |||||||
PA | AHLIC | 05/01/16 | 30 Days | 4/1/2016 | 5/1/2016 |
| 3% | 3% | 3% | 3% | 6% | 3% | |||||||
RI | CLI | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 | 6% | 6% | 6% | 6% | 5% | 3% | ||||||||
SC | AHLIC | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 |
| 9.5% | 9.5% | 10.5% | 9.5% | 6% | 3% | |||||||
SD | ACI | 06/01/17 | 30 Days | 5/1/2017 | 6/1/2017 |
| 4.5% | 4.5% | 5.5% | -- | 6% | 3% | |||||||
TN | ACI | 06/01/16 | 30 Days | 5/1/2016 | 6/1/2016 | Rate increases vary by age | 9.5% | 9.5% | 11% | 9.5% | 7% | 3% | |||||||
TX | CLI | 09/01/16 | 30 Days | 8/1/2016 | 9/1/2016 |
| 7% | 7% | 8% | -- | 6% | 3% | |||||||
UT | ACI | 09/01/16 | 30 Days | 8/1/2016 | 9/1/2016 | 7.5% | 7.5% | 8.5% | 7.5% | 6% | 3% | ||||||||
VA | ACI | 08/01/16 | 30 Days | 7/1/2016 | 8/1/2016 |
| 9.5% | 9.5% | 11% | 6% | 8% | 8% | |||||||
VT | CLI | 07/01/13 | 30 Days |
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WI | ACI | 04/01/16 | 30 Days | 3/1/2016 | 4/1/2016 | Part B deductible rider: | 5% | 5% | 5% | 5% | 5% | 5% | |||||||
WV | AHLIC | 02/01/16 | 30 Days | 1/1/2016 | 2/1/2016 |
| 4% | 4% | 4% | 4% | 4% | 4% | |||||||
WY | ACI | 03/01/16 | 30 Days | 2/1/2016 | 3/1/2016 | 7% | 7% | 7% | 7% | 6% | 3% | ||||||||
*a cut-off date (based on the application signature date) does not apply to rate decreases. The lower rates will be applied to any pending or issued policy that carries an effective date on or after the effective date of the rate change. |