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AmWINS Underwriting offers a variety of valuable programs, many of which are exclusive, for your smaller accounts.
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| Important New Legal Development for Maritime Employers and What You Can Do About It
 As a result of the BP/Transocean litigation, new developments may leave maritime employers with increased exposure to punitive damages under other maritime causes of action. With this new development, we want to make sure you know that there is a solution to help you and your clients address the matter. Read more >>
More information:
Pascal Ray, 713.481.1695, pascal.ray@amwins.com
| What is a Warranty Letter and Why is My Client Being Asked to Sign One?
 Some carriers require insureds to sign warranty letters even in today's insurance climate. Because warranty letters can mean the difference between a claim being covered or denied, it is critical that brokers fully comprehend and explain the general purpose, as well as the specific provisions, of warranty letters before asking their clients to sign. Read more >>
More information:
David Lewison, 212.858.8975, david.lewison@amwins.com
| When is Discontinued Operations Coverage Beneficial to Your Client?
 As a follow-up to last month's article on discontinued products, we explore the issue of discontinued operations coverage with an example of a retired builder of residential decks, who is sued by a former customer. The retired builder sends the suit papers to his insurer but receives a response that there is no coverage because the policy was not triggered. The builder appeals the coverage denial...but is it already too late? Read more >>
More information:
Sarah Ruble, 704.749.2855, sarah.ruble@amwins.com
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Are Public Entities Immune to Cyberliability?
 Cyberliability is no longer just a concern for tech companies. Any business that handles personally identifiable information is at risk. Since 2004, 46 states have enacted security breach laws applicable to both businesses and state agencies. To what extent are public entities liable for data breaches, and how do notification laws apply according when victims reside in different states? Read more >>
More information:
David Lewison, 212.858.8975, david.lewison@amwins.com
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Product Spotlight: USL&H Protects Workers, Employers...and Insurance Brokers
 The Longshore and Harbor Workers’ Compensation Act (USL&H) is a workers’ compensation law that provides mandatory coverage for employers working over or near water. Failure to be properly insured means employers are liable for criminal prosecution, corporate officers are personally liability, and injured workers can receive an election of remedies. Failure to be properly insured also leaves an insurance broker open to an E&O loss. Read more >>
More information:
Larry Kangas, 504.273.9384, larry.kangas@amwins.com
| Product Spotlight: Coverage for Broadcasters  Broadcasters face a myriad of new exposures as a result of legislative changes and industry trends. Issues like reduced tower stability, industry consolidation and reality TV increase exposures for broadcasters. Broadcasters BusinessPro provides a wide array of tailored insurance coverages to meet operators' distinct coverage needs. Read more >>
More information:
Laurie McKenzie, 704.749.2736, laurie.mckenzie@amwins.com
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