What is Severability and Why is it Important to My Client?
 Severability is a feature in professional lines insurance that is designed to protect innocent insureds from losing coverage due to the bad actions of others. Severability applies with respect to two areas in professional lines insurance: A policy's application and a policy's exclusions. In this article, we'll examine each of those areas individually. Read more >>
More information:
Sarah Ruble, 704.749.2855, sarah.ruble@amwins.com
Big Changes in Texas: Limitations on Indemnity and Additional Insured
 On June 17, 2011, Texas Governor Rick Perry signed legislation amending the Texas Insurance Code to drastically limit the enforceability of indemnity agreements and additional insured coverage required by certain construction contracts. The result is that only “limited form” indemnity agreements (indemnification for the indemnitor’s negligence) are enforceable – but subject to one very important exception. Read more >>
More information:
Sarah Ruble, 704.749.2855, sarah.ruble@amwins.com
Our Unique EIA/NSWMA-Endorsed Waste Hauler Program Includes Broadened Coverage
 You shouldn't have to wonder whether your waste hauler accounts are getting high quality coverage. Our program is endorsed by the Environmental Industry Associations (EIA) / National Solid Waste Management Association (NSWMA), is administered by four underwriters with 25+ years of experience, and offers broadened pollution coverage and work comp. Your clients will appreciate that you can offer them a stable, credible program. Read more >>
More information:
Harvey Zook, 717.214.7566, harvey.zook@amwins.com
New Regulations for Publicly Traded Companies May Increase Litigation
 The exposure to litigation faced by publicly traded companies and their directors and officers continues to grow. This list of market trends offers useful points of discussion for your publicly traded clients and can help outline why it makes sense to purchase additional limits of the currently inexpensive coverage. Read more >>
More information:
David Lewison, 212.858.8975, david.lewison@amwins.com
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