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What Constitutes Property Damage?
Property damage

Property damage doesn't always mean there was an alteration to structure or contents. In this article, we review a court case in which harmful air quality was ruled as causing “direct physical loss of or damage to” the company’s property.

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Community Banks: The Return of the Multi-Year Policy 
Community Banks

With the economy on the rebound, carriers have started to again offer multi-year policies for banks, but on a selective basis. Deciding if a multi-year policy makes sense for your insured requires careful consideration, and they can provide many benefits over traditional annual policies. 

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Product Spotlight: Assisted Living Facilities
senior

Announcing a new exclusive Assisted Living Facility program designed specifically to meet the unique property insurance needs of the more than 15,000 assisted living facilities in the U.S.

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