Despite national conversations, the cost of traditional fully insured health insurance continues to skyrocket. More than ever employers are leaning on benefit consultants for solutions that will stabilize costs. Self-funding is the most efficient way for an employer to provide health benefits; however, self-funding can be volatile for mid-sized employers. Stop-loss captives, one of the fastest growing segments of the employee benefits market, have proven to be an effective way to self-fund and gain control of costs without the associated volatility.
In this white paper, you’ll learn about why employers are moving towards self-funding, the benefits of medical stop-loss captives, how group captives are structured and the financing and risk management practices available to employers.